Embedded Banking Services

Branded Banking Made Simple

Techcap is the embedded banking platform, that lets you provide fully branded digital banking services to your own customers without the complexity of becoming a bank.

Simple, Seemless & Secure

First-class security systems built to fully comply with international financial regulators.
  • Simple fully supported integration managed by Rest API's
  • 100% digital account onboarding with seamless AML & KYC processing.
  • Accounts are safeguarded by licenced banks and protected with end-to-end security.

4 Steps to launch your own banking services...

  • Custom Solution Together with your team, we scope out your perfect offering.
  • UX/UI Design We build your bespoke App, Web Interface and Card Management Platform.
  • Legal & Compliance We complete all regulatory aspects inc. scheme compliance, AML and KYC.
  • Going Live We aim to have your branded banking services live in 12wks.
White-Label Banking
It’s easier as ever!

WHAT YOU GET WITH TECHCAP?

Our platform was designed for businesses of all shapes and sizes. It scales as your business grows.
  • Multi-Currency Accounts
  • Virtual Iban Generation
  • international transfer
  • Instant SEPA & Credit Transfer
  • Currency Exchange
  • Card Issuing
  • Administrative Panel & Reporting
  • Onboarding & AML/KYC Process Management
  • Open API

Simplify your banking

Our eligibility checker allows you to find out whether you’ll be accepted before you apply with us. It takes around 2 minutes and it won’t harm your credit rating.

Download the Mobile Banking App

Get the right mortgage to buy your new home — or refinance to take advantage of low rates or convert equity into cash. We’ve got the personal service to guide you along the way.

Ready to get started?

Our Products

Delivered fast, flexible are scalable solutions built to your needs and your customers’ expectations.

Digital Banking | Card Programmes | Payments | Embedded Finance

Branded rewards and concierge

Access premium experiences and loyalty programs, tailored by you for your customers.

Digital Banking

Tailor-made corporate and consumer card programmes within weeks via our PCI-DSS compliant REST API

Card Programs

Payments

Digital Banking

Offer your customers the full scope of digital banking services

Mobile | Web | eWallet 

Mobile

Explore the power of simpler and smarter banking online.

Web

Explore the power of simpler and smarter banking online.

eWallet

Explore the power of simpler and smarter banking online.

Payments made simple, in one place

Unlock real-time payments, access major payment schemes, settlement accounts and more with our Banking as a Service platform.

Fast, reliable, scaleable 
3

Future-proofed

Access all the major payment schemes for easy, secure cross-border payments

4

Streamlined

One simple integration for all payments through a PSD2-compliant API.

4

Scalable

As your business grows, so can our solutions

Card Programmes

Customise your own branded physical and virtual cards, to match your customers requirements

Personal

Account

  • A UK current account
  • Sub accounts for separating money
  • Award-winning support
  • Instant notifications
  • Apple Pay and Google Pay
  • Safer online shopping

Business

Account

  • All other card features PLUS
  • Free International Payments
  • Foreign exchange (FX) at the interbank rate
  • IBAN for International Transfers
  • Team member permissions
  • Hold and exchange 28 currencies

Premium

Account

  • All other card features PLUS
  • Includes Lifestyle & Rewards Service
  • Exclusive own brand metal cards
  • 24/7 Priority Customer Service
  • Discounted airport lounge access
  • Free card shipping

Lifestyle & Rewards

Access premium financial products, experiences and loyalty programs, tailored by you for your customers.

  • Industry leading and regulated financial products.
  • Priority access to the best restaurants, hotels, shows and events around the world.
  • Exclusive prices for 650,000 hotels worldwide.
  • Tailor-made holidays with complimentary upgrades.
  • Expert lifetyle managers.

Success Stories 

Join brands who already trust us with their digital banking services

All staff are very professional and knowledgeable. They made launching our own branded banking as a service, simple and fast...

Banking

Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

Venicap

I’m very impressed with the assistance provided by customer service at Techcap! Thank you so much to the customer service team for making this process easy!

IFX

Whenever we have a question or need additional help, I'm able to get in contact with the support team and get an answer quickly.

White Label Banking Partner

Let's discuss your project

Get in touch with us to discuss launching your own branded full digital banking solution, including virtual accounts, virtual and plastic payment card programmes, e-wallets for both employees and customers.

to prepare your business for the next wave of BaaS innovation

Integrated Banking For Developing Brands

Discover why the next wave of transformation will be led by businesses that are integrating banking services into their brands.

Frequently asked questions

Got a question about how we’re organised, applying to work for us, or looking for financial or shareholder information? View more Q&A here
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Partners

We partner with some of the most respected technology companies in the sector,
to deliver your embedded banking solution.