Branded Banking Made Simple

Techcap is a Banking as a Service platform that lets you embed payment and banking services into your own product, without the need to become a bank.

Build your banking services, your way

Simple, Seamless & Secure

First-class security systems built to fully comply with international financial regulators.
  • Simple, fully-supported integration managed by Rest API's.
  • 100% digital account onboarding with seamless AML & KYC processing.
  • Accounts are safeguarded by licenced banks and protected with end-to-end security.

Your bank accounts,
our platform

Offer your own branded digital bank accounts with fully automated onboarding, all seamlessly integrated into your product and customer journey.

Fast, flexible and in the cloud

We can help you seamlessly deliver branded and licensed banking services to your customers with minimal resources or risk.

  • Fast Pick and choose features using our suite of APIs and launch in as little as 12 weeks.
  • Flexible Offer the products and services your customers want, when they want them.
  • Compliant Fully digital and streamlined account opening, with AML and KYC all managed by us.
  • Future-proofed Using the latest technology integrations, accounts are safeguarded from industry or regulatory change.

Why choose Techcap?

Better banking
for all

Our platform was designed for businesses of all shapes and sizes.
It scales as your business grows.

  • Multi-Currency Accounts
  • Virtual IBAN Generation
  • International Transfers
  • Instant SEPA & Credit Transfer
  • Currency Exchange
  • Card Issuing
  • Administrative Panel & Reporting
  • Onboarding & AML/KYC Process Management
  • Open REST API

Launch your own banking services in weeks

  • Custom Solution We work with your team to come up with the offering that best suits your business.
  • UX/UI Design We build your bespoke app, web interface and card management platform.
  • Legal & Compliance We complete all regulatory aspects inc. scheme compliance, AML and KYC.
  • Go Live We aim to deliver your branded banking service within 12 weeks.

Ready to get started?

Our products

Fast, flexible, scalable solutions built to your needs and your customers’ expectations

Digital Banking

Offer your customers the full scope of everyday banking services.


Unlock real-time payments, access major payment schemes, settlement accounts and much more from our all-in-one platform.


Rapidly issue and process fully branded digital, virtual, and physical cards with our single integration.

Digital banking

Offer your customers the full scope of everyday banking services


Optimised to let your customers send, store and receive money on the go.


User-friendly interfaces to deliver friction-free digital banking across multiple browsers.


Facilitate a faster, more seamless checkout experience with higher conversion rates.

Payments made simple, in one place


Access all the major payment schemes for easy, secure cross-border payments.


One simple integration for all payments through a PSD2-compliant API.


As your business grows, so can our solutions.

Your brand on your cards

Issue and process fully branded digital, virtual and physical cards with our single integration

  • Pay anyone, any time
    Worldwide acceptance in person, online and at ATMs.
  • Enhanced security
    Easily freeze, close, re-issue and activate cards.
  • Complete payment freedom
    Choose from multiple products and currencies.
  • Flexible controls
    Create cards with full spending controls.
  • Tailored for your business
    Full reporting module customised for the needs of your business.

Let's discuss your project

Get in touch to discuss launching your own branded full digital banking solution, including virtual accounts, virtual and plastic payment card programmes, plus e-wallets for both employees and customers.

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