About Us
Championing a better way of doing finance
Techcap was founded in 2015 by a group of financial entrepreneurs to make payments faster, safer, more reliable, and accessible to all – for today and in the future.
Our mission is to help any business build and launch its own payment and financial services. With our BaaS model, any business can brand a banking platform as their own and offer financial services to their customers, without the costs and risks associated with becoming a bank themselves.
Better for businesses
Techcap offers a number of advantages for business:
- Techcap's scalable digital platform has everything a business needs to build branded banking services, without the need to become a bank.
- Techcap can help any business seamlessly deliver branded and licensed banking services to their customers with minimal resources or risk.
- Techcap provides complete account functionality with the full scope of banking services and access to major payment schemes on mobile, web and e-wallets.
- Techcap takes on the full management of compliance and regulation.
- Techcap provides valuable and actionable insights into customers' spending and payments allow a business to personalise their experience and offer value-added extras.
The future of finance
Experts agree that Banking as a Service is driving the digital transformation as businesses seek to retain and increase the lifetime value of their customers.
In 2 years, more than half of non-banking businesses plan to offer embedded finance. In 5 years, the UK is forecast to generate 40% of Europe’s embedded financial services market.
Using APIs and a white-labelled front-end, BaaS facilitates the type of embedded finance that is no longer just a customer demand – but an expectation.