About Us

Championing a better way of doing finance

Techcap was founded in 2015 by a group of financial entrepreneurs to make payments faster, safer, more reliable, and accessible to all – for today and in the future.

Our mission is to help any business build and launch its own payment and financial services. With our BaaS model, any business can brand a banking platform as their own and offer financial services to their customers, without the costs and risks associated with becoming a bank themselves.

Better for businesses

Techcap offers a number of advantages for business:
  • Techcap's scalable digital platform has everything a business needs to build branded banking services, without the need to become a bank.
  • Techcap can help any business seamlessly deliver branded and licensed banking services to their customers with minimal resources or risk.
  • Techcap provides complete account functionality with the full scope of banking services and access to major payment schemes on mobile, web and e-wallets.
  • Techcap takes on the full management of compliance and regulation.
  • Techcap provides valuable and actionable insights into customers' spending and payments allow a business to personalise their experience and offer value-added extras.

The future of finance

Experts agree that Banking as a Service is driving the digital transformation as businesses seek to retain and increase the lifetime value of their customers.

In 2 years, more than half of non-banking businesses plan to offer embedded finance. In 5 years, the UK is forecast to generate 40% of Europe’s embedded financial services market.

Using APIs and a white-labelled front-end, BaaS facilitates the type of embedded finance that is no longer just a customer demand – but an expectation.