Branded Banking Made Simple

Techcap is a Banking as a Service platform that lets you embed payment and banking services into your own product, without the need to become a bank.

Build your banking services, your way

Simple, Seamless & Secure

First-class security systems built to fully comply with international financial regulators.
  • Simple, fully-supported integration managed by Rest API's.
  • 100% digital account onboarding with seamless AML & KYC processing.
  • Accounts are safeguarded by licenced banks and protected with end-to-end security.

Your bank accounts,
our platform

Offer your own branded digital bank accounts with fully automated onboarding, all seamlessly integrated into your product and customer journey.

Fast, flexible and in the cloud

We can help you seamlessly deliver branded and licensed banking services to your customers with minimal resources or risk.

  • Fast Pick and choose features using our suite of APIs and launch in as little as 12 weeks.
  • Flexible Offer the products and services your customers want, when they want them.
  • Compliant Fully digital and streamlined account opening, with AML and KYC all managed by us.
  • Future-proofed Using the latest technology integrations, accounts are safeguarded from industry or regulatory change.

Why choose Techcap?

Better banking for all

Our platform was designed for businesses of all shapes and sizes.
It scales as your business grows.

  • Multi-Currency Accounts
  • Virtual IBAN Generation
  • International Transfers
  • Instant SEPA & Credit Transfer
  • Currency Exchange
  • Card Issuing
  • Administrative Panel & Reporting
  • Onboarding & AML/KYC Process Management
  • Open REST API

Launch your own banking services in weeks

  • Custom Solution We work with your team to come up with the offering that best suits your business.
  • UX/UI Design We build your bespoke app, web interface and card management platform.
  • Legal & Compliance We complete all regulatory aspects inc. scheme compliance, AML and KYC.
  • Go Live We aim to deliver your branded banking service within 12 weeks.

Ready to get started?

Our products

Fast, flexible, scalable solutions built to your needs and your customers’ expectations

Digital Banking

Offer your customers the full scope of everyday banking services.


Unlock real-time payments, access major payment schemes, settlement accounts and much more from our all-in-one platform.


Rapidly issue and process fully branded digital, virtual, and physical cards with our single integration.

Digital banking

Offer your customers the full scope of everyday banking services


Optimised to let your customers send, store and receive money on the go.


User-friendly interfaces to deliver friction-free digital banking across multiple browsers.


Facilitate a faster, more seamless checkout experience with higher conversion rates.

Payments made simple, in one place


Access all the major payment schemes for easy, secure cross-border payments.


One simple integration for all payments through a PSD2-compliant API.


As your business grows, so can our solutions.

Your brand on your cards

Issue and process fully branded digital, virtual and physical cards with our single integration

  • Pay anyone, any time
    Worldwide acceptance in person, online and at ATMs.
  • Enhanced security
    Easily freeze, close, re-issue and activate cards.
  • Complete payment freedom
    Choose from multiple products and currencies.
  • Flexible controls
    Create cards with full spending controls.
  • Tailored for your business
    Full reporting module customised for the needs of your business.

Success Stories 

Join brands who already trust us with their digital banking services

All staff are very professional and knowledgeable. They made launching our own branded banking as service, simple and fast...


Our fast integration with Techap, enabled us to pre-launch our fully branded offering, successfully and on-time.


I’m very impressed with the assistance provided by customer service at Techcap! Thank you so much to the customer service team for making this process easy!


Whenever we have a question or need additional help, I'm able to get in contact with the support team and get an answer quickly.

White Label Banking Partner

Let's discuss your project

Get in touch to discuss launching your own branded full digital banking solution, including virtual accounts, virtual and plastic payment card programmes, plus e-wallets for both employees and customers.

Why BaaS is powering the future of finance

Discover how businesses are gaining a winning advantage by embedding finance into their brands with BaaS

Our partners

We deliver your embedded finance solution through our partnerships with the most respected names in the sector