Branded Banking Made Simple

Techcap is banking as a service platform that lets you embed payment and banking services into your own product, without the need to become a bank.

Build your banking services, your way

Simple, Seamless & Secure

First-class security systems built to fully comply with international financial regulators.
  • Simple fully supported integration managed by Rest API's.
  • 100% digital account onboarding with seamless AML & KYC processing.
  • Accounts are safeguarded by licenced banks and protected with end-to-end security.

Your bank accounts,
our platform

Offer your own branded digital bank accounts with fully automated onboarding, all seamlessly integrated into your product and customer journey.

Fast, flexible and in the cloud

We can help you seamlessly deliver branded and licensed banking services to your customers with minimal resources or risk.

  • Fast Pick and choose features using our suite of APIs and launch in as little as 12 weeks.
  • Flexible Offer the products and services your customers want, when they want them,
  • Compliant Fully digital and streamlined account opening with AML and KYC, all managed by us.
  • Future-proofed Using the latest technology integrations, accounts are safeguarded from industry or regulatory change.

Why Choose Techcap?

Platform Benefits:
Our platform was designed for businesses of all shapes and sizes. It scales as your business grows.
  • Multi-Currency Accounts
  • Virtual Iban Generation
  • International transfer
  • Instant SEPA & Credit Transfer
  • Currency Exchange
  • Card Issuing
  • Administrative Panel & Reporting
  • Onboarding & AML/KYC Process Management
  • Open REST API

4 Steps to launch your own banking services...

  • Custom Solution Together with your team, we scope out your perfect offering.
  • UX/UI Design We build your bespoke App, Web Interface and Card Management Platform.
  • Legal & Compliance We complete all regulatory aspects inc. scheme compliance, AML and KYC.
  • Going Live We aim to have your branded banking services live in 12wks.

Ready to get started?

Our Products

Delivered fast, flexible are scalable solutions built to your needs and your customers’ expectations.

Branded rewards & lifestyle

Access premium experiences and loyalty programs, tailored by you for your customers.

Digital Banking

Unlock real-time payments, access major payment schemes, settlement accounts and more with our Banking as a Service platform.

Card Programmes

Tailor-made Personal, Business and Premium card programmes, within weeks via our PCI-DSS compliant REST API


Customer transactions authorised in milliseconds, secure data on a secure platform and with no costly physical infrastructure, you can get live faster.

Digital Banking

Offer your customers the full scope of digital banking services


Optimised to let your customers securely send, store, and receive money on the go.


User-friendly interfaces to deliver friction-free digital banking across multiple browsers.


Facilitate a faster, more seamless checkout experience with higher conversion rates.

Payments made simple, in one place

Unlock real-time payments, access major payment schemes, settlement accounts and more with our Banking as a Service platform.


Access all the major payment schemes for easy, secure cross-border payments


One simple integration for all payments through a PSD2-compliant API.


As your business grows, so can our solutions

Card Programmes

Customise your own branded physical and virtual cards, to match your customers requirements



  • A UK current account
  • Sub accounts for separating money
  • Award-winning support
  • Instant notifications
  • Apple Pay and Google Pay
  • Safer online shopping



  • All other card features PLUS
  • Free International Payments
  • Foreign exchange (FX) at the interbank rate
  • IBAN for International Transfers
  • Team member permissions
  • Hold and exchange 28 currencies



  • All other card features PLUS
  • Includes Lifestyle & Rewards Service
  • Exclusive own brand metal cards
  • 24/7 Priority Customer Service
  • Discounted airport lounge access
  • Free card shipping

Lifestyle & Rewards

Access premium financial products, experiences and loyalty programs, tailored by you for your customers.

  • Industry leading and regulated financial products.
  • Priority access to the best restaurants, hotels, shows and events around the world.
  • Exclusive prices for 650,000 hotels worldwide.
  • Tailor-made holidays with complimentary upgrades.
  • Expert lifetyle managers.

Success Stories 

Join brands who already trust us with their digital banking services

All staff are very professional and knowledgeable. They made launching our own branded banking as service, simple and fast...


Our fast integration with Techap, enabled us to pre-launch our fully branded offering, successfully and on-time.


I’m very impressed with the assistance provided by customer service at Techcap! Thank you so much to the customer service team for making this process easy!


Whenever we have a question or need additional help, I'm able to get in contact with the support team and get an answer quickly.

White Label Banking Partner

Let's discuss your project

Get in touch with us to discuss launching your own branded full digital banking solution, including virtual accounts, virtual and plastic payment card programmes, e-wallets for both employees and customers.

to prepare your business for the next wave of BaaS innovation

Integrated Banking For Developing Brands

Discover why the next wave of transformation will be led by businesses that are integrating banking services into their brands.


We partner with some of the most respected technology companies in the sector,
to deliver your embedded banking solution.